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What happens to my Centrelink debts if I go bankrupt? As a general rule we have always told our potential clients not to count on having your Centrelink debt written off when you declare bankruptcy, however it seems more and more this is not the case. In most cases it has been our experience that […]

A large number of Australians experience financial troubles during their lifetime, and this is mainly considered a typical fluctuation in our finances. But what if you’re unable to work through these issues yourself, but at the same time, you don’t want to file for bankruptcy?   Debt consolidation loans are a popular solution that relieves […]

There’s no doubt that financial issues can create a lot of stress and anxiety in our lives. Incessantly fretting about how you’re going to pay your bills not only makes you apprehensive, but also puts stress on your relationships, your family, and your health. The fact is, stressing over money isn’t going to cure your […]

Personally, I find there’s nothing worse than being cold. Coming from Queensland, I’m used to the humid sun and it doesn’t trouble me too much, but the cold hits me like a tonne of bricks! Like many of you, my electricity bill soars during the winter months and there’s a few reasons for this. Not […]

Declaring bankruptcy certainly isn’t the end of the world, but it does have significant implications that will affect your finances in the coming years. I’ve found that most of the time, focusing efforts on building a bright future is the best way for folks to manage their bankruptcy and consecutive recovery. To do this, however, […]

Many Australian’s have only seriously contemplated bankruptcy when playing a game of Monopoly with their friends! In spite of this, there are close to 13,000 individuals that file for bankruptcy each year in Australia. It’s uncanny how easily people can go from experiencing a balanced financial position to facing a mountain of debt. In many […]

No one likes to think about bankruptcy, which is understandable considering that bankruptcy will disturb your financial circumstance for several years to come. This may be one of the reasons why many people don’t look for financial assistance in times of need, because they are under the common misunderstanding that bankruptcy is the only way […]

Whether we realise it or not, our credit report has a substantial effect on our lives. It’s kind of like our health; we don’t appreciate good health until we lose it. Most people don’t even find out they have a bad credit report until they make an application for a line of credit and it’s […]